As we discussed in our intro to paying for school post, a college education is E-X-P-E-N-S-I-V-E. And most people would agree that the cost is out of hand! The cost is so high that you might even feel like you aren’t able to pay off student loans at all. You wanted to go to college […]
Category: Credit Cards and Credit Scores
Should I get a credit card?
Credit cards… the good, the bad and the ugly 8 out 10 Americans have credit cards and over half of those consumers carry a balance on their credit cards.[1] With so much differing information out there, it can be hard to understand credit cards. You might even be thinking ‘Should I get a credit card’? […]
What is a Credit Score?
Everyone knows that credit scores exist, but ‘what is a credit score?’ is a question we often hear. Credit Score Basics A credit score and a FICO score are the same thing. It is a number that can range from 300-850. A credit score represents how likely a person is to repay their debt. An […]
Does Your Credit Score Matter?
Everyone is always talking about it, but does your credit score matter? Yes and No. It all really boils down to how you want to live your life. Do you want to borrow money to purchase things? Or do you want to wait to purchase things until you have the money? There’s no right or […]
Beginner’s Guide to Personal Finance – 2018 Edition
We started The Finance Twins because we were broke growing up and vowed to end the cycle. Now that we’ve been able to do that, we want to share what we’ve learned with you. Our ultimate goal is to save enough money so that our kids won’t have to support us when we get old. […]