zero expense ratio worth it

Zero Expense Ratios: Are They Worth It?

Fidelity, one of our favorite investment managers, recently announced that they’d begin offering two separate index funds with no commission fees and expense ratios of zero. That’s right, ZERO fees. Which is exactly what they are calling their new funds: Fidelity ZERO Total Market Index Fund and Fidelity ZERO International Fund. This means that every […]

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IRS Ruling

IRS Ruling Allows Company To Match Student Loan Payments Into 401(k)s

A new ruling by the IRS potentially paves the way for workers who make student loan payments to receive matching contributions into their 401K plan. Under a new private letter ruling released publicly on August 17, 2018, the Internal Revenue Service signals its willingness to possibly allow companies to make matching contributions to the retirement accounts of employees […]

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index funds better than stocks

The Best Investments Are The Most Simple

If you’ve watched movies about Wall Street you probably imagine investing to be something like this: A wild flurry of activity and excitement as millions of dollars exchange hands every second. No wonder so many people think that investing is fast paced, exhilarating, and complex. But that’s not what investing is actually like. The investors […]

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best way to save for retirement

Here’s the Best Way to Save for Retirement

Simply put, Americans are not saving enough money for retirement. The Federal Reserve (our nation’s central bank) published a report (“Report on the Economic Well-Being of U.S. Households in 2016”) highlighting that American’s don’t know the Best Way to Save for Retirement: Over 1 in 8 of Americans struggle to pay their bills each month […]

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