IRS Ruling

IRS Ruling Allows Company To Match Student Loan Payments Into 401(k)s

A new ruling by the IRS potentially paves the way for workers who make student loan payments to receive matching contributions into their 401K plan. Under a new private letter ruling released publicly on August 17, 2018, the Internal Revenue Service signals its willingness to possibly allow companies to make matching contributions to the retirement accounts of employees […]

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How to make more than your parents

Data Shows You’ll Likely Make Less Than Your Parents, But This Is How You Can Change That

As Colin Powell presciently noted, “A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” But while generations have bought into the idea that hard work levels the playing field, it’s becoming clear it takes more than a hefty dose of elbow grease to rise to the top. Mobility, in an […]

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index funds better than stocks

The Best Investments Are The Most Simple

If you’ve watched movies about Wall Street you probably imagine investing to be something like this: A wild flurry of activity and excitement as millions of dollars exchange hands every second. No wonder so many people think that investing is fast paced, exhilarating, and complex. But that’s not what investing is actually like. The investors […]

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fear causing financial problems

Is Fear Causing You Financial Problems?

Since launching this site we’ve talked to hundreds of people about their money, their goals, and their financial problems. Between conferences, friends, strangers on social media, and our loyal readers we get messages daily asking for help. Naturally, one question our friends ask us is, “what is one pattern you’ve noticed or one thing you’ve […]

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best way to save for retirement

Here’s the Best Way to Save for Retirement

Simply put, Americans are not saving enough money for retirement. The Federal Reserve (our nation’s central bank) published a report (“Report on the Economic Well-Being of U.S. Households in 2016”) highlighting that American’s don’t know the Best Way to Save for Retirement: Over 1 in 8 of Americans struggle to pay their bills each month […]

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