Last August, a close friend recommended the book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo. At the time, I had never heard of this book, the author or her KonMari Method. This was well before her Netflix series led to her seemingly overnight rise in popular culture. […]
Category: Budgeting
Lifestyle Creep – The Silent Money Thief
Lifestyle creep is the #1 reason the majority of people WITHOUT low incomes still live paycheck to paycheck. If you don’t know what lifestyle creep is, it’s something that should be at the top of the things you should avoid. I would know, because I fell into the trap earlier in my career. And it […]
Cricket Wireless Review: How I Saved Thousands On My Cell Phone Bill
If you’re like most people, your phone bill is way too expensive. For years, we had AT&T but we switched to Cricket Wireless a few years ago and saved a TON of money. One of us recently switched to Mint Mobile to try it out and have loved that as well. Make sure you don’t […]
Who Is Dave Ramsey And What Are His Baby Steps?
If you enjoy reading and learning about personal finance, then it’s safe to say you’ve probably heard the name Dave Ramsey. He’s a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and […]
I Want To Get Out Of Debt But I’m Struggling And Feel Stuck
We recently got an email from one of our readers that we wanted to share with you (with her permission). You see, she felt stuck and she was asking for help. We explained to her that we don’t offer financial planning services or 1 on 1 consulting. But we think answering her email can help […]
Ready To Retire By 40? 4 Steps To Financial Independence On $40K
This article was written by a well-known personal finance writer from the UK. And while his audience is primarily based in England, we can’t help but see how you can benefit from his wisdom and solid personal finance advice. Ignore all of the noise and fancy words like tax-loss harvesting and geo-arbitrage. They can be […]
Average U.S. Household Expenses And What We Can Learn From Them
We’ve all seen the headlines that the average American household doesn’t have enough money saved for an emergency and lives paycheck to paycheck. It’s a sad reflection of the fact that wages simply haven’t increased as the economy has grown, while average household expenses remain too high. But with the U.S. being a top 10 […]
It Is Time To Start Acting Like A Wealthy Person
Recently, I was at the Exploratorium in San Francisco and I saw an exhibit that was a little out of the ordinary. The Exploratorium is a kind of science museum filled with experiments and practical learning tools, but this exhibit was on the human mind, and it was just a poster. Written on the poster […]
How I’ll Pay Off Over $200K In Student Loans
It’s no secret that the cost of an education is getting out of hand. Estimates put the total amount of student debt in the U.S. at $1.5 trillion. Yikes. With $200,000 in student loans, I am a part of these eye-popping figures. Thankfully, I have a plan to pay off my student loans. While many […]
How To Use The Debt Snowball Or Avalanche To Pay Off Debt Quickly
If you’ve read our detailed article on the steps to personal finance, you know that getting out of debt is a key component. It’s critical to pay off your debt because it will hold you back financially and prevent you from building true wealth. But you have to remember that this doesn’t mean you shouldn’t […]