If you aren’t earning 2% on your money, you need a high yield savings account now. Yes, you. Let us explain why. Picture yourself on a sweltering summer day in a bustling city like New York. It’s late August and the concrete has absorbed sunlight all day and it’s radiating back at you. It feels […]
Category: Budgeting
You Need An Emergency Fund Now – Here Is Why
“Ahhhh”, I winced in agony, knowing it was too late. My fate had been sealed, or rather the fate of my tires. Thankfully, I had an emergency fund. But first, I had to make sure we were okay. I was driving my brother to drop him off at the airport when I slammed into a […]
7 Finance Experts Share The Best Financial Decisions Of Their Lives
For us, no financial decision was more impactful or transformative than investing in our education. Coming from another country, we knew that we had to take advantage of every opportunity and education was the way we were going to level the playing field. It wasn’t easy, and there were MANY days when we didn’t sleep […]
Lifestyle Creep – The Silent Money Thief
If you don’t know what lifestyle creep is, it’s something that should be at the top of the things young professionals should avoid. If you already suffer from it, you need to get it taken care of ASAP! Want to stop living paycheck to paycheck? Want to build wealth quickly? Avoiding lifestyle creep will be […]
High Interest Savings Account – Why You Need One
You need a high interest savings account. Yes, all of you. Let us explain why. Listen to this example. Picture yourself on a sweltering summer day in a bustling city like New York. It’s late August and the concrete has absorbed sunlight all day and it’s radiating back at you. It feels like you’re walking […]
How To Use The KonMari Method By Marie Kondo To Save Money
In August 2018, a close friend recommended the book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo. At the time, we had never heard of this book, the author or her KonMari Method. This was well before her new Netflix series in 2019 led to her seemingly overnight […]
Is Your Relationship With Money Broken?
When did Americans’ relationship with money break? Why did saving become the enemy? When the topic of saving money comes up, it seems to have a negative connotation. You’ve probably noticed that it goes something like this: “I’d love to save, but I just can’t afford to.” Instead of something positive like, “I know how important it […]
How To Budget – A Step By Step Guide To Making Your First Budget
Benjamin Franklin famously said, “Failing to plan is planning to fail.” And it wouldn’t surprise us if he were talking about money and how to budget. There seems to be common feeling that if I make a lot of money, I’ll be set. But that’s just not the case. Making money is only half the […]
10 New Year’s Resolutions That Will Bring You More Money And Happiness
1. Make A Monthly Budget We already know what you are thinking. A budget? Really? Yes. A budget. Hear us out here. A budget is the #1 way for the vast majority of people to take control of and transform their relationship with money. If you can’t answer the following questions, then you need a […]
10 Easy Ways To Better Yourself Today
We recently read an article that discussed the link between materialism and mental health problems. The research showed that practicing gratitude can help curb materialism, which in turn could improve your mental health. But if you feel stuck or like you don’t have a lot to be thankful for, think again. Here are 10 easy things […]