5 reasons to invest with index funds in 401k and IRA

5 Reasons You Should Include Index Funds In Your 401K Or IRA

Thirty percent of Millennials surveyed say that cash is their preferred long term investment, according to Bankrate. Why is this? Some may say that it is intimidating and overwhelming to decide what to invest in. Not wanting to make a potentially costly mistake, it may seem easier to stand on the sidelines. Unfortunately, parking cash in a checking […]

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three fund portfolio

Three Fund Portfolio – Investing Made Easy

If you’ve read our post on mastering asset allocation then you might recognize the phrase ‘Three Fund Portfolio’. The ‘Three Fund Portfolio’ simply refers to an investment portfolio (the collection of all of your investments) that only contains three investments. Put more simply, your portfolio is the collection of assets that you own. If you […]

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zero expense ratio worth it

Zero Expense Ratios: Are They Worth It?

Fidelity, one of our favorite investment managers, recently announced that they’d begin offering two separate index funds with no commission fees and expense ratios of zero. That’s right, ZERO fees. Which is exactly what they are calling their new funds: Fidelity ZERO Total Market Index Fund and Fidelity ZERO International Fund. This means that every […]

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IRS Ruling

IRS Ruling Allows Company To Match Student Loan Payments Into 401(k)s

A new ruling by the IRS potentially paves the way for workers who make student loan payments to receive matching contributions into their 401K plan. Under a new private letter ruling released publicly on August 17, 2018, the Internal Revenue Service signals its willingness to possibly allow companies to make matching contributions to the retirement accounts of employees […]

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How to make more than your parents

Data Shows You’ll Likely Make Less Than Your Parents, But This Is How You Can Change That

As Colin Powell presciently noted, “A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” But while generations have bought into the idea that hard work levels the playing field, it’s becoming clear it takes more than a hefty dose of elbow grease to rise to the top. Mobility, in an […]

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