Wondering what is net worth? You aren’t alone. We get asked all the time what the term net worth means and why it even matters. The concept is more simple than it sounds and is easy to calculate. Using our net worth calculator is super simple. To begin with, net worth is strictly a financial […]
Category: Saving Money
Is It Better To Rent Or Buy
I’ve always rented an apartment or house because I’ve basically been in school forever. Shoutout to my fellow docs out there. My brother has done the same thing. But it seems like we spend more and more time on Zillow looking at homes every year. You know what I’m talking about. You are watching tv […]
The 2019 W4 Form and How to Complete It
The new tax reform resulted in updates to IRS 2019 W4 Form, but that doesn’t mean you necessarily need to make any changes. If you don’t know, the W4 form is the form everyone must fill out before starting a new job. It determines how much federal taxes will be taken out of your pay. […]
How To Use The KonMari Method By Marie Kondo To Save Money
Last August, a close friend recommended the book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo. At the time, I had never heard of this book, the author or her KonMari Method. This was well before her Netflix series led to her seemingly overnight rise in popular culture. […]
Lifestyle Creep – The Silent Money Thief
Lifestyle creep is the #1 reason the majority of people WITHOUT low incomes still live paycheck to paycheck. If you don’t know what lifestyle creep is, it’s something that should be at the top of the things you should avoid. I would know, because I fell into the trap earlier in my career. And it […]
Switching to Cricket Wireless is Easy!
We recently shared a post about how we saved tons of money every year by switching to Cricket Wireless from AT&T. The post blew up and we got a bunch of emails and messages asking if the process was actually simple. We decided to throw this guide together to walk you through making the switch […]
The Best and Cheapest Way to Shave
The discount shaving industry has been getting a lot of press recently. Dollar Shave Club grabbed headlines when Unilever acquired the company for $1 billion. Harry’s, another shaving startup, has gotten attention for also helping to lower the cost of shaving. After all of the press you’d think these companies provide the cheapest way to […]
25 Amazing Ways To Get Free Baby Stuff
My twin brother and I became fathers for the first time within 2 month of each other this past year. We had always heard it would be expensive, but nothing, not even the best budget, could have prepared us for the seemingly endless expenses for our new babies. We now fully understand how expensive it […]
Average U.S. Household Expenses And What We Can Learn From Them
We’ve all seen the headlines that the average American household doesn’t have enough money saved for an emergency and lives paycheck to paycheck. It’s a sad reflection of the fact that wages simply haven’t increased as the economy has grown, while average household expenses remain too high. But with the U.S. being a top 10 […]
How I’ll Pay Off Over $200K In Student Loans
It’s no secret that the cost of an education is getting out of hand. Estimates put the total amount of student debt in the U.S. at $1.5 trillion. Yikes. With $200,000 in student loans, I am a part of these eye-popping figures. Thankfully, I have a plan to pay off my student loans. While many […]