Benjamin Franklin famously said, “Failing to plan is planning to fail.” And it wouldn’t surprise us if he were talking about money and how to budget. There seems to be common feeling that if I make a lot of money, I’ll be set. But that’s just not the case. Making money is only half the […]
Category: Saving Money
Should You Pay Off Your Mortgage Early?
Do you know if you should pay your mortgage off early or not? Or what the pros and cons are of paying your mortgage off earlier than you have to? This article was written by personal finance author Tom Madison, and we are excited for him to share his view on this topic. If you […]
10 Easy Ways To Better Yourself Today
We recently read an article that discussed the link between materialism and mental health problems. The research showed that practicing gratitude can help curb materialism, which in turn could improve your mental health. But if you feel stuck or like you don’t have a lot to be thankful for, think again. Here are 10 easy things […]
Money Can’t Buy Happiness
Bigger, faster, stronger. Newer, nicer, better. We’ve all been conditioned from an early age to seek more. More things. A lot more money. More respect and prestige. But, what if we told you that money can’t buy happiness? Research shows that after you have enough to cover the basic necessities in life, all of those […]
5 Ways College Students Can Revitalize Their Finances
For most college students, financial considerations stop once they receive their financial aid package. However, more financially responsible or savvy spenders are always looking for ways to beef up their finances. And there’s no better time than winter break. As students return home for roughly a month or two, they have limitless opportunities to seize […]
How I’ll Pay Off Over $200K In Student Loans
It’s no secret that the cost of an education is getting out of hand. Estimates put the total amount of student debt in the U.S. at $1.5 trillion. Yikes. With $200,000 in student loans, I am a part of these eye-popping figures. Thankfully, I have a plan to pay off my student loans. While many […]
What is an IRA?
If you’re like us, retirement seems like an impossible milestone that only some people are lucky enough to reach (like your manager’s boss). Which means that you may not even know the answer to ‘what is an IRA?’. An IRA is a retirement savings and investment account with tax benefits. We will tell you everything […]
How To Negotiate A Car Lease To Get the Best Deal
Buying or leasing a car should be fun and exciting, but in reality it’s a huge headache. What is a fair price? How do I negotiate a car lease? Am I going to get bamboozled? Just last month I underwent this daunting task myself and leased a new 2018 Mazda CX-5. I want to share […]
What Is Compound Interest?
Professional sports is full of stories about young adults becoming millionaires overnight. Sadly, many also seem to go broke overnight. But one player is doing his part to teach his teammates about how to manage their money. Today’s lesson: compound interest. In the clip below, you can see NFL player Carl Nassib explaining the power […]
Healthy Habits – Being Unhealthy is Expensive
Building healthy habits can seem daunting, but being unhealthy is more costly than people realize. It’s no surprise that healthcare is the largest sector of the economy and the #1 employer in the U.S. But sadly, medical bills alone are enough to cripple any well-planned and executed retirement plan. Building healthy habits just seems so […]