Last August, a close friend recommended the book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo. At the time, I had never heard of this book, the author or her KonMari Method. This was well before her Netflix series led to her seemingly overnight rise in popular culture. […]
Category: Saving Money
What Is An IRA?
Thinking about retirement can be painful and scary because you’re probably not sure if you’ll have enough saved. But since you are here you are probably looking for an answer to: what is an IRA. And the good news is that the more you learn about personal finance, the more you’ll realize it’s not as […]
Lifestyle Creep – The Silent Money Thief
Lifestyle creep is the #1 reason the majority of people WITHOUT low incomes still live paycheck to paycheck. If you don’t know what lifestyle creep is, it’s something that should be at the top of the things you should avoid. I would know, because I fell into the trap earlier in my career. And it […]
Switching to Cricket Wireless is Easy!
We recently shared a post about how we saved tons of money every year by switching to Cricket Wireless from AT&T. The post blew up and we got a bunch of emails and messages asking if the process was actually simple. We decided to throw this guide together to walk you through making the switch […]
Cricket Wireless Review: How I Saved Thousands On My Cell Phone Bill
If you’re like most people, your phone bill is way too expensive. For years, we had AT&T but we switched to Cricket Wireless a few years ago and saved a TON of money. One of us recently switched to Mint Mobile to try it out and have loved that as well. Make sure you don’t […]
The Best and Cheapest Way to Shave
The discount shaving industry has been getting a lot of press recently. Dollar Shave Club grabbed headlines when Unilever acquired the company for $1 billion. Harry’s, another shaving startup, has gotten attention for also helping to lower the cost of shaving. After all of the press you’d think these companies provide the cheapest way to […]
25 Amazing Ways To Get Free Baby Stuff
My twin brother and I became fathers for the first time within 2 month of each other this past year. We had always heard it would be expensive, but nothing, not even the best budget, could have prepared us for the seemingly endless expenses for our new babies. We now fully understand how expensive it […]
Average U.S. Household Expenses And What We Can Learn From Them
We’ve all seen the headlines that the average American household doesn’t have enough money saved for an emergency and lives paycheck to paycheck. It’s a sad reflection of the fact that wages simply haven’t increased as the economy has grown, while average household expenses remain too high. But with the U.S. being a top 10 […]
How I’ll Pay Off Over $200K In Student Loans
It’s no secret that the cost of an education is getting out of hand. Estimates put the total amount of student debt in the U.S. at $1.5 trillion. Yikes. With $200,000 in student loans, I am a part of these eye-popping figures. Thankfully, I have a plan to pay off my student loans. While many […]
How To Use The Debt Snowball Or Avalanche To Pay Off Debt Quickly
If you’ve read our detailed article on the steps to personal finance, you know that getting out of debt is a key component. It’s critical to pay off your debt because it will hold you back financially and prevent you from building true wealth. But you have to remember that this doesn’t mean you shouldn’t […]