Today we are sharing our Mint Mobile Review with you to explain why I decided to switch to Mint from Cricket Wireless. You might remember that last year we wrote an article about how we had saved thousands of dollars over the years by switching to Cricket Wireless from the main cell phone companies like […]
Category: Saving Money
You Need An Emergency Fund Now – Here Is Why
“Ahhhh”, I winced in agony, knowing it was too late. My fate had been sealed, or rather the fate of my tires. Thankfully, I had an emergency fund. But first, I had to make sure we were okay. I was driving my brother to drop him off at the airport when I slammed into a […]
7 Finance Experts Share The Best Financial Decisions Of Their Lives
For us, no financial decision was more impactful or transformative than investing in our education. Coming from another country, we knew that we had to take advantage of every opportunity and education was the way we were going to level the playing field. It wasn’t easy, and there were MANY days when we didn’t sleep […]
Lifestyle Creep – The Silent Money Thief
If you don’t know what lifestyle creep is, it’s something that should be at the top of the things young professionals should avoid. If you already suffer from it, you need to get it taken care of ASAP! Want to stop living paycheck to paycheck? Want to build wealth quickly? Avoiding lifestyle creep will be […]
HSA Account – What You Need To Know About Health Savings Accounts
No matter how much you’re making each year or how much last year’s Christmas bonus was, odds are that retirement seems like an unattainable fantasy. While you might not have an HSA account, you regularly contribute to your company’s 401(k). But no matter how much you invest, your earnings always seems to be hit by […]
The Personal Finance Lessons I Learned On Wall Street
As our regulars know, Camilo began his career on Wall Street in New York City at J.P. Morgan, one of the premier investment banking franchises in the world. Growing up poor in Minnesota, it was the last place I ever expected to be working. I saw my dad work hourly jobs at places like Burger […]
High Interest Savings Account – Why You Need One
You need a high interest savings account. Yes, all of you. Let us explain why. Picture yourself on a sweltering summer day in a bustling city like New York. It’s late August and the concrete has absorbed sunlight all day and it’s radiating back at you. It feels like you’re walking on a mirror. If […]
How To Use The KonMari Method By Marie Kondo To Save Money
In August 2018, a close friend recommended the book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing” by Marie Kondo. At the time, we had never heard of this book, the author or her KonMari Method. This was well before her new Netflix series in 2019 led to her seemingly overnight […]
Is Your Relationship With Money Broken?
When did Americans’ relationship with money break? Why did saving become the enemy? When the topic of saving money comes up, it seems to have a negative connotation. You’ve probably noticed that it goes something like this: “I’d love to save, but I just can’t afford to.” Instead of something positive like, “I know how important it […]
The 2019 W4 Form and How to Complete It
The new tax reform resulted in updates to IRS 2019 W4 Form. The W4 form is what everyone must fill out before starting a new job, and it affects your taxes. Today we will explain exactly what the form is and how you should fill it out. Most people fill the form out without understanding […]